Become a Loan-offering Contractor

NYSERDA administers the Green Jobs - Green New York (GJGNY) Loan Fund for Residential Financing (GJGNY Loan Fund) to finance energy audits and energy efficiency retrofits or improvements, including solar energy and other renewable installations, for the owners of residential 1-4 family buildings with a household income of greater than 80% the Area Median Income.

To offer a GJGNY Loan to customers, you must become a participating GJGNY Loan Fund Residential Financing Contractor. You can follow the process below:

Step 1: Become a Building Performance Institute (BPI) GoldStar Contractor

Your business must become a BPI GoldStar Contractor and your employees will need to pass BPI certification tests before you can become a GJGNY Loan Fund Residential Financing Contractor. To get started, learn more about BPILink opens in new window - close new window to return to this page..

Step 2: Submit GJGNY Loan Fund Residential Financing Contractor Application

Read the GJGNY Loan Fund Residential Financing Contractor Participation Agreement and the GJGNY Financing Implementation Manual before submitting online application.

NYSERDA will provide application status to you within 2 weeks of your application submission.

For approved participating contractors in the Assisted Home Performance with ENERGY STAR® program, EmPower New York program or with PSEG Long Island, you aren’t required to submit an online application. Please proceed to Step 3 below to sign up with Energy Finance Solutions.

Step 3: Sign Up with Energy Finance Solutions- NYSERDA’s Loan Provider

On behalf of NYSERDA, EFS a not-for-profit energy efficiency lending organization administers the GJGNY loan transactions to include loan application reviews, loan originations, loan closures, proceed distributions to GJGNY Loan Fund Residential Financing Contractor and submits loans to loan servicer. To participate, contractors must complete a participation agreementLink opens in new window - close new window to return to this page. and other requested information with EFS. .

Step 4: Offer Loan to Customers

Upon approval, you may begin offering your customers the GJGNY Loan to help pay for the energy efficiency measures you install.

Each project financed with a GJGNY Loan must:

NYSERDA invests in marketing outreach throughout New York to help generate leads for participating contractors—which come through listings on NYSERDA’s website.

If you have questions about GJGNY Loans or becoming a participating contractor, you can contact residential.financing@nyserda.ny.gov.