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How the Program Works

Participating in the Home Performance with ENERGY STAR® program is easy. Just follow the simple steps below.

  1. Schedule a home energy assessment (free for most New York State homeowners).
  2. Customize a plan to lower your energy bills.
  3. Apply for a low-interest loan to help pay for the work (optional).
  4. Complete the work.

Step 1: Schedule a home energy assessment (free for most New York State homeowners)

A home energy assessment takes a whole-house approach to energy efficiency to identify where the biggest energy efficiency gains can be made. The assessment analyzes how all the elements of your home work together to affect the amount of electricity and fuel you use. The result is a top-to-bottom look at where your home is wasting energy and a report detailing the recommended home energy improvements you should make. Every assessment must be performed by a participating Home Performance contractor recognized by the Building Performance Institute (BPI) as a BPI GoldStar Contractor. These contractors are specially trained and experienced in the use of state-of-the-art diagnostic equipment to provide you with an unparalleled, comprehensive analysis of your home’s energy efficiency. Participating contractors are insured and subject to quality reviews by NYSERDA.

Step 2: Customize a plan to lower your energy bills

After your assessment is complete, you will review the results with your contractor to determine which of the recommended home energy improvements make the most sense for you. These can include everything from adding insulation and energy-efficient light bulbs to installing a high-efficiency furnace and ENERGY STAR certified appliances. Make sure you understand the recommendations and ask questions. When you are ready, you will be asked to sign a contract with the contractor.

Receive a 10% discount on eligible energy improvements (up to a maximum of $3,000) to reduce the overall project cost. It can be paid directly to you when the project is complete or can be assigned to the contractor. Download the list of eligible energy improvements [PDF] to see which ones qualify.

Step 3: Apply for a low-interest loan to help pay for the work (optional)

If you are interested in financing your project, we offer two low-interest loan options. Find out which one works best for you. Learn more about low-interest loans.

Notice of loan pre-approval is typically issued within one business day. The notice will outline loan conditions and may ask you to provide additional information in support of your loan application.

Step 4: Complete the work

Once the project is finished, you will be asked to sign off that the work has been satisfactorily completed. If you are receiving the low-interest loan, the lender will pay any amounts borrowed directly to the contractor. Depending upon which option you selected, the 10% discount will be either paid to the contractor and reflected on your bill or paid directly to you by NYSERDA.

Your contractor can assist you at any point of the process or you can contact a participating constituency-based organization (CBO)Link opens in new window - close new window to return to this page.. CBOs are partners in the program who help homeowners access and participate in the Home Performance with ENERGY STAR program.

Last Updated: 11/04/2014
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Who is Eligible

  • Owners of a single-family or multifamily home with up to 4 units in New York State.
  • Owners of a multifamily home with greater than 4 units in New York State should refer to the Low-Rise offering.
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Who to Contact

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