Incorporating energy efficiency and renewable energy can help businesses across all sectors in New York become more profitable.
Working together in various communities, New Yorkers can create a better energy future and help the economy grow.
New Yorkers can make their homes more comfortable and cut energy costs.
Talent, innovation, and unique resources available in New York make it a premier place for clean energy businesses to grow.
New York welcomes the new, innovative ideas that will inform policy, protect the environment, and power the future.
To apply, complete application online or download the application. If you have additional questions, please contact Energy Finance Solutions, NYSERDA's loan provider at 800-361-5663.
Up to 70%**
Up to 75%**
Up to 80%**
Mortgage Payment History
Mortgage has been paid on-time for the past 12 months. No mortgage payments more than 60 days late during the past 24 months.
Bankruptcy, Foreclosure, Repossession History
None in the past 24 months
Outstanding Collections, Judgments, Liens and Charge-offs
May not exceed $2,500
* Debt-to-Income (DTI) is a measure of your existing debt payment obligations (mortgage, auto loan, student loan, credit card payments, etc) to your income.
** DTI is up to 100% for applicants who qualify for the Assisted Home Performance with ENERGY STAR 50% discount.
This does not constitute a comprehensive list of loan underwriting guidelines. These standards are subject to change at NYSERDA's discretion.
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